If you are on the Toastmost service, you may want to experiment with a new feature and let me know how you like it.
This is an alternate way users can authenticate themselves to the website without a password, using a one-time login link. The process is similar the one you use to reset your password, where you are emailed a link that provides access — which is secure as long as you keep your email account secure.
In this case, instead of getting a link that allows you to set your password, the link just logs you in.
This feature is advertised in a link at the bottom of the login page.

That link takes you to a page on the main Toastmost.org website where you enter your username and password. Once logged in, you will see a links to the club websites you have access to.

Personally, I might use this feature to access the site from a mobile device or a borrowed computer — some situation where I don’t have easy access to my password and don’t want to reset it.
This feature is based on the Passwordless Login plugin for WordPress.